CCSA | Online Tools I Debt Quiz I Helping you Pay off Your Debt

Your score:

Understanding your score

15 to 20

A score of 15 to 20 points suggests you are practicing good money management skills.

9-14

9-14 points suggests you are making an effort toward improving your money management skills, but that you might want to think about a budgeting workshop or personal financial check-up to keep you motivated.

0 and 8

If you got between 0 and 8 points, you need to improve your money management skills and may need to get debts under control. You may want to attend a budgeting or debt management workshop.

Now what?

The Credit Counselling Services of Alberta Web site contains much more information to help you better manage your money. The links below will take you to the information most suited to your current situation.

If you got between 15-20 points in the quiz, you might want to go to I need to develop/follow a budget.

If you got between 9 and 14 points, we suggest you to go either I need to develop/follow a budget or I need to get my debts organized.

If you got between 0 and 8 pints, you should consider checking out either I need to get my debts organized or How credit works and how to rebuild it.

	Always	Sometimes	Never
I pay the rent/mortgage and utility bills on time:
I save 10 per cent of my net income:
I try to keep three months of my net income inreserve for emergencies:
I plan ahead for large expenses such as taxes and insurance:
I set goals and keep a budget for my net income:
I spend no more than 15 – 20 per cent of my net Income on credit payments, excluding home mortgage:
I comparison shop for the purchase of most products or services:
I use credit only for expensive purchases or when I have the money in the bank to cover the charge:
I balance my chequebook every month:
I keep myself financially updated by reading consumer articles: